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4 Thinking Points Before Buying a House

So you’ve been renting an apartment for a while and your friends are all buying houses and settling down to nice, quiet suburban lifestyle. Is this something you should be doing too? To put even more pressure on you, every other evening news cast is talking about the rapidly increasing value of houses in your area.
Before you rush out and buy the first house you can get a loan for, perhaps it would be wise to stop and decide if buying a house is really what you should be doing. To help you, here are four things to think about.

A Beginner's Guide to Buy a House

There is no doubt that the market for houses has been on fire recently. More and more people are taking advantage of low interest rates and easy mortgage loan terms to go from being renters to being home owners. With so many people entering the market, it is inevitable that questions will arise.

Having Your House Appraised

Having your house appraised can be a scary step in the moving process, especially if you don’t know what to expect. Will your house pass muster or will they find some hidden defects and problems lurking in the basement and attic? Should you scrub the house clean?

What You Can Do To Sell Your Home Fast

You want to sell your home and you want to sell it fast. It may be a seller’s market and every other home in your neighbourhood is selling and you think it’s going to be a cakewalk selling your home. You put your house up for sale, people come, a few offers pour in, negotiations take place and then something happens that the deal falls through. This happens more than not when it comes to selling homes.

Hiring the right Realtor

Of all the decisions home buyers and home sellers need to make, choosing a REALTOR is by far the most important. Hiring the wrong person can make an already stressful experience even worse. Hiring the right person can make your transaction smooth and problem-free.

FHA: Shape Up or Ship Out

An official of the Mortgage Bankers Association warned last week that the Federal Housing Administration could eventually be forced out of the mortgage insurance business if it doesn't modernize, and keep up with the competition.

Moving tips
  • Fill out change of address order form for post office.
  • Fill out an IRS change of address form.
  • Make arrangements with moving company or reserve a rental truck.
Benefits of Ownership

Credit:
Owning a home helps you establish financial credibility.

Independence:
Owning your own home provides you with independence and more privacy than renting. You are free to paint walls, plant flowers, keep pets and anything else within legal bounds.

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